Convenient To Use
It couldn't be more convenient to use your credit line -simply write a personal check or use the special VISA™ card. Access as much or as little of your line as you need - anytime, anyplace.

Only Pay For The Funds You Need
Pay interest on only the amount of funds you use and only for the exact number of days you use the money. If you need money for 24 months or 24 hours, that's all you should pay for!

Repay Principal At Any Time
There are no fixed payments of principal so you can tailor your payments to match your cash flow - from interest only to lump sum. You have the life of the account to repay the funds you use.

Use It At Will
The Equity Access account represents a revolving credit line that can be used again and again. Use your account to expand your business, meet college expenses, make major purchases or re-finance higher-rate credit (such as a second mortgage).

Floating Interest Rate
The floating interest rate allows you to use more funds when rates are low - use less funds if rates go up. This is unlike most fixed-rate loans where you could create a long-term, higher-rate obligation.

Manage All Your Credit Needs
The Equity Access account lets you manage all your credit needs with a single account and one monthly statement. You can replace all your other credit services including personal loans, department store charge accounts and credit cards.

You Have Total Financial Control
No approvals are required when you use the account. You may never have to face a loan officer again!

Credit On Demand
Use your Equity Access account as financial security. It's good to know that you're always prepared for a sudden expense, unexpected need or even a new business opportunity.