Dear Mr. French:

I'll bet you're paying too much to borrow and don't have an automatic credit line of up to $1,000,000 or more.

The reason I'm willing to bet ... is that like most businessmen, you're dealing with traditional lenders. As friendly as they are, they raise interest rates with the prime quickly -- and drop them more slowly. And they are not prepared to extend a line of credit of up to $1,000,000 or more, even to qualified individuals. 

We are.

Merrill Lynch, the world's leader in financial services, has developed a credit line especially for you. It's better than other lenders' -- and we think it's better than any other revolving line of credit available. It's called the Equity Access^TM account.

Once you have your account, there are no further applications, no approvals and no delays. Use the funds to:

• Take advantage of business opportunities.
• Eliminate high, fixed-rate credit obligations (such as a second mortgage).
• Ease or eliminate cash flow problems.
• Meet college expenses or make major purchases.